The price of real estate in the San Francisco East Bay can be staggering. The median price of a home in March was $990,000, a 23% increase over the previous year. With the high level of demand comes other challenges, like the frequent use of non-contingent offers and all-cash purchases.

 

However, a huge number of people cannot compete in this market due to factors like the inability to gather funds for a down payment or poor credit ratings. This is why Red Oak’s Equity Committee, which focuses on all matters related to fair housing opportunities, has created a single document that can help people who might not otherwise be able to purchase a home.

 

Below you will find this document with references to:

 

• Lenders

• Below market rate housing

• Down payment assistance programs

• Low income homeowner assistance programs

• Community organizations focused on low-income housing

• Credit help

This is not an exhaustive list, so if you think additional resources should be added, please reach out to us.